Tag: Smruti Bhalerao coverage on digital payments and fintech

NPST CEO Deepak Chand Thakur and Infinity Infoway founder Bhavesh Gadhethariya

Student and transport identification systems are beginning to take on an added operational role as payments become integrated into everyday institutional workflows. In this direction, Network People Services Technologies Limited (NPST) and Infinity Infoway Ltd have come together to convert student, employee, and driver ID cards into RuPay-enabled prepaid digital cards.
The model brings payments directly into identity credentials already used across campuses and transport ecosystems. Under the arrangement, NPST’s RuPay-enabled TimePay prepaid card functionality is embedded within Infinity Infoway’s ERP-led operational framework. This allows ID cards issued by institutions to function as prepaid payment instruments, governed by predefined organisational rules rather than manual approvals.

Infinity Infoway’s ERP systems manage identity issuance, access rights, role definitions, and policy enforcement across educational institutions and enterprises. NPST’s payment layer operates within these parameters, ensuring that spending limits, permitted locations, and transaction categories are controlled at a system level. As a result, payments occur only in line with institutional policies, enabling traceability, auditability, and compliance.
For educational institutions, the integration allows prepaid payments to be used across approved on-campus services such as canteens, bookstores, and transport facilities. Parents or institutions can preload funds while maintaining visibility into usage, reducing reliance on cash handling and minimising misuse. Administrative and academic operations continue to be managed through the same ERP system, creating a single interface for identity, payments, and reporting.

In transport and fleet operations, the model addresses long-standing challenges around cash advances and fuel expense management. Driver ID credentials can be configured for use only at authorised fuel stations or predefined expense categories, with transaction limits set according to operational policies. Digital transaction records support real-time reconciliation and strengthen cost control across fleets.
According to Deepak Chand Thakur, embedding payments into identity credentials shifts the focus from standalone payment tools to real-world usability within institutions. He noted that the approach allows organisations to digitise routine transactions while retaining oversight and compliance.

From Infinity Infoway’s perspective, Bhavesh Gadhethariya said the collaboration strengthens the ERP platform by extending it into payments, particularly within education and mobility ecosystems where identity already forms the backbone of operations.
The solution will be rolled out in phases across India, beginning with controlled deployments in select educational institutions and enterprises, followed by wider adoption in line with regulatory guidelines. Together, NPST and Infinity Infoway are positioning identity-linked prepaid cards as a practical layer connecting operations, payments, and compliance across campuses and transport networks.

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