Lower power costs take centre stage as MSMEs get a new route to rooftop solar adoption

Axis Bank introduces a collateral free financing product aimed at helping small businesses shift to self owned solar energy systems

Mumbai, 5 February 2026: Axis Bank has introduced Rooftop Solar Finance, a dedicated financing solution designed to support micro, small, and medium enterprises in adopting solar energy and reducing long term power costs through energy self reliance.
The product enables MSMEs to install self owned rooftop solar systems without stressing working capital or balance sheets. Under the offering, eligible enterprises can access collateral free loans ranging from ₹10 lakh to ₹2 crore, with flexible repayment tenures between four and seven years.

According to the bank, the structure is aimed at making solar adoption financially viable for small businesses by aligning loan repayments with the savings generated from lower electricity expenses. By shifting to rooftop solar, MSMEs can gain greater predictability over energy costs while improving operational resilience.
The financing solution is available across India through Axis Bank’s branch network. To support execution quality, the bank has partnered with leading original equipment manufacturers to ensure reliable system installation and performance standards.

Axis Bank has also tied up with a technology partner to provide MSMEs with end to end visibility throughout the solar adoption process. This includes clarity on system costs, estimated energy savings, and execution timelines, helping businesses make informed investment decisions.

The launch comes as MSMEs face rising energy expenses and increasing pressure to improve sustainability performance. By enabling access to solar infrastructure ownership, the bank said the initiative supports both cost optimisation for enterprises and India’s broader clean energy transition.
Axis Bank said the product reflects its focus on building practical financial solutions that help MSMEs adopt renewable energy while strengthening long term business viability.

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